Start selling Choice Hospital Indemnity now.
Supplemental Health and Life Insurance
Insured by Loyal American Life Insurance Company
Choice Hospital Indemnity
Available to sell now in DE, HI, IA, ME, MN, NE, ND, OH, UT, VA, WV, & WY.
You can now offer your customers protection from out-of-pocket hospital1 expenses with a Cigna Healthcare® Choice Hospital Indemnity insurance policy.
Issue ages 18-89 and guaranteed renewable for life2
Guaranteed issue for ages 64-70 and simplified underwriting for all other ages3
3-month pre-existing condition limitation
Unlimited hospital confinements for different covered injuries or illnesses, with no restoration period required
Additional features include:
Benefits for observation room admissions and stays in skilled nursing, mental health, and substance use facilities
Coverage for oxygen equipment, walkers, wheelchairs, ambulance transportation, and outpatient rehabilitation
Choice Hospital Indemnity is available for sale now in AL, AR, AZ, CO, DE, FL, GA, HI, IA, IL, KS, KY, LA, ME, MI, MN, MO, MS, NE, NV, NC, ND, OH, OK, PA, SC, TN, TX, UT, VA, WV, WI, and WY. Learn more and get all you need to sell by visiting the Choice Hospital Indemnity broker resource site.
Earn a $25 bonus for every qualifying Choice Hospital Indemnity application you write each month through December 31, 2025, with a minimum of five qualifying Cigna Healthcare Supplemental Health product applications.7 Bonuses are paid the month following policy approval, so you receive what you earn quickly.
Have questions?
Contact the Agent Resource Center (ARC) at 877.454.0923. The ARC team is ready to help and available Monday - Friday, 8:00 am-5:30 pm CT./ 06:00 am-03:30pm PT