Birthday Rule Expands to New States!

that recently several states have adopted some version of The Birthday (or Anniversary) Rule. Let’s take a quick look at which states have an active Birthday or Anniversary rule…

The OPPORTUNITY for insureds… 

  • In some cases, the Birthday Rule could present an opportunity to move clients who’ve had trouble with underwriting in the past. 

  • For insureds who’ve struggled with mounting rate increases, this could be a chance to reset their premium rates.

 

The OPPORTUNITY for brokers… 

Recently, we saw Aflac make some interesting changes to deal with this new dynamic, including agent commissions that…

  • Are LEVELIZED 🤩

  • Now pay for the LIFETIME of the policy! 🤯

  • Now pay on RATE INCREASES 🙌🏼

 

One of the things we love about the INTEGRITY family…you see OPPORTUNITY everywhere!


NEED A COMPETITIVE MEDICARE SUPPLEMENT PRODUCT TO OFFER IN A BIRTHDAY STATE??

Contact us today and learn about some exclusive options!

702-727-1969 | INFO@carothersins.com

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